Step-by-Step Guide to Closing Flipkart Pay Later Account

Flipkart Pay Later is a hassle-free “Buy Now, Pay Later” (BNPL) facility, but most users desire to shut it down due to unseen charges, overspending, or credit score issues. If you seek a long-term solution, this article discusses:

✅ Step-by-step methods to close Flipkart Pay Later (App & Customer Support)
✅ Important checks before closing (pending dues, credit impact)
✅ FAQs & troubleshooting tips (common issues & alternatives)

We Begin!

How to Close Flipkart Pay Later – 2 Easy Methods

Method 1: Close via Flipkart App (Instant Deactivation)

1. Open Flipkart App → Go to “Pay Later” section.
2. Tap “Manage Pay Later” → Select “Close Account”.
3. Enter OTP (sent to your registered mobile number).
4. Account closed successfully! (Check email confirmation).

📌 Note: If the option is missing, clear dues first or use Method 2.

Method 2: Close via Flipkart Customer Care

• Call Support: Dial 1800 202 9898 & request closure.
• Email Support: Send a request to support@flipkart.com with subject:
  “Request to Close Flipkart Pay Later Account – [Your Registered Mobile No.]”

🔹 Response Time: 24-48 hours (Check email/SMS for confirmation).

Important Checks Before Closing Flipkart Pay Later

⚠️ 1. Clear All Pending Dues

• You cannot close the account if you have an unpaid balance.
• Check dues in Flipkart App → Pay Later → Statements.

⚠️ 2. No Reactivation Possible

• Once closed, you cannot reopen the same Pay Later account.

⚠️ 3. Credit Score Impact

• If linked to IDFC First Bank, closure may affect your CIBIL score.

FAQs – Flipkart Pay Later Closure

❓ Can I temporarily disable Flipkart Pay Later?
→ No, Flipkart permits only permanent closure.

❓ What if I don’t see the “Close Account” option?
→ Clear all dues or reach customer care.

❓ Does shutting down Flipkart Pay Later impact my credit score?
→ Yes, if it’s reported to credit bureaus (such as IDFC First Bank).

❓ Are there other choices instead of Flipkart Pay Later?
→ Absolutely! Use Simpl, LazyPay, or Amazon Pay Later with greater flexibility.

Conclusion

You now understand how to shut down Flipkart Pay Later permanently in a few simple steps. If you’re shutting it down to prevent debt, think about switching to UPI or debit cards for more secure spending.

 And If you’re facing unauthorized charges, report them via Flipkart Support before closing.