Free India Finance Tools · FY 2026-27

Make the smart money call — in seconds.

Nine free calculators for tax, salary, investing and loans in India. No sign-up, no spreadsheets — just the number you came for, kept current with the latest rules.

✅ 100% free, no login 🔒 Nothing leaves your browser 🇮🇳 Built for Indian rules

Tax & Salary

Old vs New Tax Regime

See which regime saves you more in FY 2026-27.

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Take-Home Salary

Turn your CTC into real monthly in-hand pay.

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HRA Exemption

Find your tax-free HRA under Section 10(13A).

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Investing & Retirement

SIP with Step-Up

Project a mutual-fund SIP with annual step-ups.

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PPF

Grow your PPF at 7.1% — see 15-year maturity.

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NPS

Corpus, pension & the extra ₹50k 80CCD(1B) break.

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Retirement Corpus

How much you need — inflation-adjusted.

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Loans & Benefits

EMI

Home, car & personal loan EMIs with amortization.

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Gratuity

Your payout under the 15 ÷ 26 formula.

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From the blog

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Section 80C: How to Save ₹1.5 Lakh in Income Tax

How to File Your ITR Online: Step-by-Step Guide (AY 2026-27)

CTC vs In-Hand Salary in India (FY 2026-27): The Real Numbers