Work out your monthly EMI for a home, car, or personal loan — plus the total interest you'll pay and a full year-by-year breakdown.
Your monthly EMI
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Principal
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Total interest
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Total payable
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| Year | Principal paid | Interest paid | Balance |
|---|
How this works: EMI = P × r × (1+r)ⁿ ÷ [(1+r)ⁿ − 1], where P is the loan amount, r the monthly interest rate, and n the number of months. Actual EMIs may include processing fees, insurance, or a different compounding basis set by your lender. This is an educational estimate, not a loan offer. Planning your budget around an EMI? Check your take-home salary first.