EMI Calculator

Loan EMI Calculator

Work out your monthly EMI for a home, car, or personal loan — plus the total interest you'll pay and a full year-by-year breakdown.

% p.a.
years

Your monthly EMI

₹0

Principal

₹0

Total interest

₹0

Total payable

₹0

PrincipalInterest
YearPrincipal paidInterest paidBalance

How this works: EMI = P × r × (1+r)ⁿ ÷ [(1+r)ⁿ − 1], where P is the loan amount, r the monthly interest rate, and n the number of months. Actual EMIs may include processing fees, insurance, or a different compounding basis set by your lender. This is an educational estimate, not a loan offer. Planning your budget around an EMI? Check your take-home salary first.

Free EMI Calculator by SavesToGrow