HRA Exemption · FY 2026-27

HRA Exemption Calculator

Find out how much of your House Rent Allowance is tax-free. We apply the Section 10(13A) rule — your exemption is the least of three amounts.

⚑ HRA exemption is available under the old tax regime only. The new regime does not allow it.

Your annual HRA exemption

₹0

Taxable HRA: ₹0 / year

How this works: Under Section 10(13A), the exempt HRA is the least of — (1) actual HRA received, (2) 50% of salary in a metro or 40% elsewhere, and (3) rent paid minus 10% of salary. Here "salary" means Basic + Dearness Allowance. Figures are monthly; the exemption is shown annually. This is an educational estimate, not tax advice. Next, see which regime saves you more with our Old vs New Tax Regime Calculator.

Free HRA Exemption Calculator by SavesToGrow