If I could sit across from my 20-year-old self in a noisy chai tapri in Pune or a college hostel in Delhi, I wouldn’t just talk about money.I’d talk about mindset, mistakes, and what no one teaches you in school — especially when it comes to money in India. So here’s the financial wisdom I […]
As a parent, you want the best for your child: education, health, and a secure future. But when insurance agents push “child term plans,” you wonder: Is this necessary? 🤨 Let’s break it down in simple terms—no jargon, just honest advice. What is a Child Term Plan? A child term plan is an insurance policy where: Sounds good, right? But before […]
Why Your Investing Strategy Must Evolve? Your 20s are about exploration—figuring out careers, managing first paychecks, and maybe even some impulsive spending. 🎉 By your 30s, responsibilities grow—home loans, family planning, and career shifts demand a more structured approach. In India, where financial markets, inflation, and cultural expectations play a big role, adjusting your investments […]
Small Savings, Big Wealth What if you skip your daily ₹100 coffee, invest that money instead, and in 20 years, it grows to over ₹10 lakhs. Sounds unbelievable? That’s the power of frugality combined with smart investing. In a country where inflation rises faster than salaries, saving money isn’t just about cutting costs—it’s about securing […]
A few years ago, I found myself staring at a messy Excel sheet filled with random savings, impulsive spends, and vague future goals. I was earning well but had no real control over my money. Sound familiar? You’re not alone. A 2023 RBI report revealed that only 24% of urban Indians have a structured financial plan. Most of us […]
Introduction: Small Steps, Big Results Imagine this: You earn a decent salary, but by the end of the month, your wallet feels empty. You promise yourself, “Next month, I’ll save more,” but the cycle repeats. Sound familiar? The truth? Wealth isn’t built overnight—it’s built through small, consistent habits. You don’t need a six-figure salary or complex investment strategies. You […]
SIP (Systematic Investment Plan) is one of the most popular and disciplined ways of investing in mutual funds. However, there may be times when you miss an SIP installment due to reasons like insufficient funds in your bank account or simply forgetting to make the payment. But, what happens if you miss an SIP? Does […]
