A few years ago, I found myself staring at a messy Excel sheet filled with random savings, impulsive spends, and vague future goals. I was earning well but had no real control over my money. Sound familiar? You’re not alone. A 2023 RBI report revealed that only 24% of urban Indians have a structured financial plan. Most of us […]
Financial Independence and Retiring Early—FIRE—has become a buzzword in personal finance circles globally. The concept is simple: achieve financial independence and retire well before the traditional retirement age. But is it realistic in a country like India, where economic conditions and cultural expectations vary widely from those in Western countries? In this article, we’ll dive […]
Creating a financial plan is a crucial step toward achieving financial freedom and security. It helps you set a clear direction for your money, ensuring that you can meet both your short-term and long-term goals. But how do you start? If you’re new to financial planning, it can feel overwhelming. This article breaks down five […]
