Introduction: The Unfair Advantage Imagine a cricket match where one team knows the opponent’s strategy in advance. That’s unfair, right? Insider trading is similar—it’s when someone uses secret, non-public information to buy or sell stocks for profit, giving them an illegal edge over regular investors. But how does it work? Why is it banned? And what happens if you […]
Introduction Imagine investing ₹50,000 in a “guaranteed high-return” scheme, only to discover it was a scam. Unfortunately, this happens too often in India—where lack of awareness about SEBI regulations leaves investors vulnerable. The Securities and Exchange Board of India (SEBI) is India’s financial watchdog, protecting investors and ensuring fair markets. Whether you trade stocks, invest in mutual funds, or […]
Introduction Meet Rohan, a 35-year-old IT professional who invested his entire ₹10 lakh bonus in stocks. When the market crashed, he lost 30% in months. Meanwhile, his colleague Priya had split her money between stocks (60%), FDs (30%), and gold (10%)—she lost less and recovered faster. The difference? Asset allocation—a simple but powerful strategy to reduce risk while […]
Introduction Imagine you invested ₹1 lakh in a mutual fund. After 5 years, it grew to ₹1.9 lakhs. Your friend says, “Wow, you made 90% returns!” But is that the full story? Not really. Absolute returns (90%) don’t tell you how much your money grew each year. That’s where CAGR (Compound Annual Growth Rate) comes in—it smooths out your returns to show […]
Introduction: The “Safe Havens” of Investing Imagine a cricket team with players like Virat Kohli, Rohit Sharma, and Jasprit Bumrah—consistent, reliable, and top performers. In the stock market, blue-chip stocks are like these star players. They are well-established, financially strong companies with a history of steady growth and stability. But which Indian stocks qualify as blue-chips? And why should you […]
Rahul, a 30-year-old software engineer, saved ₹5 lakhs but was confused—should he invest in stocks (equity) for high growth or FDs/debt funds for safety? Like many Indians, he struggled with the classic equity vs debt dilemma. Understanding these two investment types is crucial because they behave differently in the market. This guide will break down:✔ What equity & debt really mean✔ […]
Let’s start with an example. You invest ₹10,000 in a company’s stock, and a few months later, you receive a cheque for ₹500, just for being a shareholder. No extra work, no active trading. That’s the power of dividend yield, a key metric for passive income seekers. For young professionals and first-time investors in India, dividends […]
Introduction: The Stock Market’s “Price Tag” Imagine two smartphones: Which is a better deal? You’d compare price vs. longevity. The P/E (Price-to-Earnings) ratio does the same for stocks—it tells you if a stock is overpriced or a bargain based on its earnings. But how is it calculated? And how do you use it? Let’s break it down. What Is P/E […]
Introduction: The Trader’s “Safety Net” Imagine you’re on a road trip. Your car has seatbelts and airbags—they don’t prevent accidents, but they protect you if one happens. A stop loss does the same for traders. It’s an automatic exit order that limits your losses if a trade goes wrong. But how does it work? And how do you set it correctly? […]
Finding the Right Trading App Choosing a trading app is like picking a cricket bat—some are great for beginners, others suit aggressive players. With dozens of options in India, which one is best for stocks(shares), mutual funds, or intraday trading? Let’s compare the top apps based on fees, features, and ease of use. Best Trading Apps in India […]
