Blog
Plain-English guides to tax, saving and investing in India.
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10 Things Rich Indians Do That the Middle Class Misses
In India, the wealth gap is more than just a number — it’s a mindset.The ultra-rich and the middle class often live side by side, but operate on…
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My 30-Day No-Spend Challenge: How It Changed My Mindset
When was the last time you challenged your spending habits — not just tracked them? We all say we want to save more, cut back, live smarter. But…
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Lessons I Learned From Quitting My Job With ₹50K in the Bank
Quitting Your Job With ₹50K Sounds Reckless… Because It Is Let’s get honest: walking out of a stable job with just ₹50,000 in the bank is not a…
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The Financial Advice I’d Give My Younger Self in India
If I could sit across from my 20-year-old self in a noisy chai tapri in Pune or a college hostel in Delhi, I wouldn’t just talk about money.I’d…
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Child Term Plans in India: Do You Really Need One?
As a parent, you want the best for your child: education, health, and a secure future. But when insurance agents push “child term plans,” you wonder: Is this necessary? 🤨 Let’s break…
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Investing in Your 20s vs 30s: What Changes in India
Why Your Investing Strategy Must Evolve? Your 20s are about exploration—figuring out careers, managing first paychecks, and maybe even some impulsive spending. 🎉 By your 30s, responsibilities grow—home…
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21 Frugal Habits That Will Make You Rich in India
Small Savings, Big Wealth What if you skip your daily ₹100 coffee, invest that money instead, and in 20 years, it grows to over ₹10 lakhs. Sounds unbelievable?…
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How I Create a One-Page Financial Plan That Actually Works
A few years ago, I found myself staring at a messy Excel sheet filled with random savings, impulsive spends, and vague future goals. I was earning well but…
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7 Simple Habits That Quietly Build Wealth Over Time
Introduction: Small Steps, Big Results Imagine this: You earn a decent salary, but by the end of the month, your wallet feels empty. You promise yourself, “Next month, I’ll…