Introduction: The “Hidden Cost” of Trading Imagine buying a movie ticket online—you pay ₹200 for the ticket, but the app adds a ₹20 convenience fee. That extra fee is like brokerage in stock trading. Every time you buy or sell stocks, mutual funds, or ETFs, your broker charges a small fee. But how much? And can you reduce […]
Introduction: Two Ways to SIP Imagine you want to buy gold every month. You could: Both help you accumulate gold, but the process, costs, and risks differ. Similarly, SIP (Systematic Investment Plan) in stocks and mutual funds are two different approaches to disciplined investing. Let’s compare them. What Is SIP in Mutual Funds? A Mutual Fund SIP lets you invest a fixed amount (e.g., ₹5,000/month) […]
Introduction: The “Hybrid” Investment Imagine a mutual fund and a stock had a baby—that’s an ETF (Exchange-Traded Fund). Like a mutual fund, it holds a basket of assets (stocks, bonds, gold).Like a stock, it trades live on exchanges (NSE/BSE) at changing prices. But how is it different from a regular mutual fund? And which one should you choose? Let’s break it down. […]
The “Set-and-Forget” Investment Imagine a robot chef that automatically cooks the same dishes as top restaurants—but charges 10x less. You get great results without hiring a master chef or tracking recipes daily. That’s essentially what an index fund does for investing. It’s a low-cost, automated way to own a piece of the entire stock market (or a segment of it) without […]
Introduction: Your Financial “Toolbox” Imagine a chef’s kitchen. A good chef doesn’t rely on just one knife—they have different tools for different tasks (a chopper, peeler, grater). Similarly, a portfolio is your financial toolbox—a mix of investments (stocks, bonds, mutual funds) that work together to grow your wealth while managing risk. But how do you build one? Why is it […]
Introduction: The Stock Market’s “Speedometer” Imagine driving a car with a speedometer that flashes: The RSI (Relative Strength Index) does the same for stocks—it tells you when a stock is overbought (too high) or oversold (too low). But how does it work? And how can you use it? Let’s break it down. What Is the RSI Indicator? The RSI is a momentum oscillator that […]
Introduction: The Stock Market’s “Storytellers” Imagine looking at a weather forecast. You don’t just see today’s temperature—you check trends: Was it hotter yesterday? Is rain coming? Candlestick charts do the same for stocks. They don’t just show prices—they tell you the battle between buyers and sellers in a visual way. But how do you read them? And why do […]
Introduction: Two Ways to Pick Stocks Imagine you want to buy a car. You could: Both methods work—but for different goals. In the stock market, fundamental analysis helps long-term investors, while technical analysis guides short-term traders. Let’s break them down. What Is Fundamental Analysis? Fundamental Analysis (FA) evaluates a company’s real-world value by studying:✔ Financial statements (profit, debt, revenue).✔ Industry trends (growing […]
Introduction: The Tortoise Wins the Race Imagine two friends in 2010: Fast-forward to 2024: This is the magic of long-term investing—patiently letting your money grow like a tree, not chasing overnight gains. What Is Long-Term Investing? Long-term investing means buying and holding assets (stocks, mutual funds, real estate) for 5+ years, ignoring short-term market noise. Key Features: ✔ Time […]
Introduction: The Fast-Paced World of Intraday Trading Imagine buying a stock at 10 AM for ₹100 and selling it by 3 PM for ₹110—earning ₹10 per share in just a few hours. That’s intraday trading—a thrilling but risky way to profit from short-term market moves. But how does it actually work? Can beginners try it? And what […]
